Insurance Products
From before your site opens to years after the building is handed over, here's how our cover maps to your project.
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Core cover
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Latent Defects Insurance
10 years of first-resort, strict-liability cover for structural and waterproofing defects, from your Occupancy Certificate.
Learn more: Latent Defects Insurance
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Build phase
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Contract Works
Physical loss or damage to the works, materials, and equipment on an active site, plus the liability that comes with it.
Learn more: Contract Works -
Public Liability
Cover for third-party injury and property damage arising from site activity.
Learn more: Public Liability -
Home Warranty
Statutory warranty cover residential builders must hold before taking a deposit.
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Professional Indemnity
Cover for claims arising from advice, design, or certification decisions, often made years after the work.
Learn more: Professional Indemnity -
Plant and Equipment
Cover for high-value plant and mobile equipment, including where it's hired out or moved across sites.
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Commercial Motor
Fleet and vehicle cover built for site-based and between-site use, rather than a generalist motor policy.
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Handover
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Strata
Building and common property cover for owners corporations, structured with the LDI or contract works history already in view.
Learn more: Strata
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Business cover
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Business Insurance
Cover for premises, equipment, revenue interruption, and general liability outside any specific project.
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Management Liability
Cover for directors and officers facing personal liability from employment disputes, regulatory investigations, or governance failures.
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Cyber Protection
Cover for ransomware, data breach, and system failure risk.
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Not sure where your project sits?
Book a no-obligation scoping call and we’ll map your project or program against the right cover, start to finish.